15 DE MARZO DE 2017
"n n n ann ann1i 1ioo e na a3en a3en1i 1iaa ato atomo motr triz iz,, aar aare1 e1io io en n er eri ii1 i1oo o1a o1a, , se se men men1i 1ion onaa e e se se e ee e 1 atom8i atom8i ne8o ne8o a3ano a3ano n en3an19e en3an19e e '0: ; e resto resto en '6 mensai mensaiaes aes 1on 1on e .0: .0: mensa mensa e inte atom8i ne8o 1esta <24'000, <24'000, 1a1e a) a 1antia 1antia tota e se a3ara or or e atom8i. b) e interé a3ara or e inan1iamiento. 1) e abono mensa. ENGANCHE MENSUALIDADES INTERES MENSUAL COSTO
30% 36 1% 243,000.00
Amortizar =
=
72,900.00
P N
=
Abono = a + I
=
Abono = a + I
=
170,100.00 = 36
4,725.00
Interés = 17 1 70,100.00 ! 4,72".00 +
A) CANTIDAD A PAGA P! "# A$T!%!&I# () INT"* T!TA# D"# +INANCIA%I"NT! C) A(!N! %"N*$A#
= = =
1,701.00 =
1%
!
1
=
6,426.00
'04,2'6.00 6,2'6.00 6,426.00
$n reo> reo> se ee 1omrar 1omrar e 1ontao 1ontao en < 6750 . A 1réito 1réito se reier reieree n a3o ini1ia ini1ia e < 200. si se 1ob 1ob interés interés sime sime 3oba 3oba e 20: ana ana ; a ea ea se iia iia meiante meiante 2 a3os a3os in1ena in1enaes, es, 1a1e 1a1e?? a) e abo " interés tota e se a3ara or e inan1iamiento 1) " re1io a3ao or e reo> a ser 1omrao a
PAGO INICIAL N# PAGOS PAGOS INTERES ANUAL COSTO
2010.00 12 20% 16,7"0.00
Amortizar =
$UINCENAL = 0.33333%
P N
=
14,740.00 = 12
Abono = a + I
=
Interés =
14,740.00 !
Abono = a + I
=
1,22.33 +
122.3 =
A) A(!N! $INC"NA# () INT"* T!TA# D"# +INANCIA%I"NT! C) P"CI! D"# "#!/ A# CDIT!
= = =
,22-.''
0.33%
!
1
=
,'5.7
,'5.7 ,474.00 -,224.00
$n 1réi 1réito to se amor amortiz tizaa 1on 0 0 abonos abonos in1 in1ena enaes es e e <572.@ <572.@22 os 1a 1aes es in1 in1;en ;en inte intere reses ses e 2-: 2-: ana ana 3 3 e 1aita eio en réstamo. CUOTA
"72.92
N# PAGOS PAGOS INTERES ANUAL
10 2%
Amortizar =
1.17% P N
=
& 10
"72.92 =
10.00
"729.2
=
&
Abono = a + I
=
Interés =
",729.20 !
1.167%
!
1
=
Artro 1omro n >e3o e 4 antas ara s atom8i, 1;o re1io e 1ontao es e <-'00, meiante n 5: ; - a3os mensaes <544.-0 1aa no. 1a1e a tasa e interés ana 3oba 1obraa
PAGO INICIAL N# PAGOS PAGOS INTERES ANUAL COSTO
1"% 1 & ,300.00
Amortizar =
1,24".00 MENSUAL
P N
=
7,0"".00 1
Abono = a + I
=
Interés =
7,0"".00 !
Abono = a + I
=
391.94 +
1"2.6 =
Dese>ar tasa I = C!'! C!'!( ( =
0.02666 =
=
'@.@4
&
!
1
=
544.-0
26.00:
" seFor omero soi1ito a n ban1o n réstamo or <-0000, a n aFo e azo ; na taza e interés e e seFor seFor omer omeroo 8a a ii iiar ar e aeo aeo meian meiante te a3o a3oss mens mensae aes, s, eterm etermine ine e 8aor 8aor e abono abono m a) e interés 1obrao es 3oba 3ob a b) e interés i nterés 1obrao es sobre saos insotos. 1) 1omare os restaos PRESTAMO N# PAGOS PAGOS INTERES MENSUAL
10,000.00 12 3.00%
Amortizar =
MESES
P N
=
Abono = a + I
=
Abono = a + I
=
10,000.00 = 12
5,000.00
Interés = 10,000.00 ! 1",000.00 +
",400.00 =
3.0%
20,400.00
AB *I "# INT"* C!(AD! "* G#!(A# PAGA PAGA # 20,400 P! %"* $N T!TA# T!TA# D" 244,-00.00 244,-00.00 P! #!* 2 %"*"* %"* 0 1 2 3 4 " 6 7
A%!TIEACI!N INT""* 1",000.00 1",000.00 1",000.00 1",000.00 1",000.00 1",000.00 1",000.00
",400.00 4,9"0.00 4,"00.00 4,0"0.00 3,600.00 3,1"0.00 2,700.00
A(!N!
*A#D! IN*!#$T!
20,400.00 19,9"0.00 19,"00.00 19,0"0.00 1,600.00 1,1"0.00 17,700.00
10,000.00 16",000.00 1"0,000.00 13",000.00 120,000.00 10",000.00 90,000.00 7",000.00
!
1
=
9 10 11 12
1",000.00 1",000.00 1",000.00 1",000.00 1",000.00
2,2"0.00 1,00.00 1,3"0.00 900.00 4"0.00
17,2"0.00 16,00.00 16,3"0.00 1" 1",900.00 1",4"0.00
'5,00.00
25,00.00
60,000.00 4",000.00 30,000.00 1",000.00 0.00
(B *I "# INT"* "* *!(" *A#D! IN*!#$T! #!* INT""*"* DI*%IN$IN "N CADA %"*, A# IG$A# $" #!* A(!N!* obert obertoo ebe ebe <440 <440,, os 1aes 1aes a3ara a3ara en 6 a3o a3oss mens mensae aes. s.os os inter interese esess sern sern 1a1 1a1ao aoss sobr sobree sao saoss ins e intereses sime e 2.5: mensa.eabore a taba e amortiza1in PRESTAMO N# PAGOS PAGOS INTERES MENSUAL
4,140.00 6 2."0%
Amortizar =
%"*
MESES
P N
=
4,140.00 6
A%!TIEACI!N INT""*
0 1 2 3 4 " 6
690.00 690.00 690.00 690.00 690.00 690.00
=
[email protected]
A(!N!
*A#D! IN*!#$T!
103."0 6.2" 69.00 "1.7" 34."0 17.2"
793."0 776.2" 7"9.00 741.7" 724."0 707.2"
4,140.00 3,4"0.00 2,760.00 2,070.00 1,30.00 690.00 0.00
'62.25
4,502.25
*e obtiene n réstamo or <20000 a n aFo e azo, e 1a se a3ara en a3os semanaes i3aes ; 27: e e interés sime sobre saos insotos.H1a ser e 8aor e a3o semana, a 1anto as1ienen os intereses PRESTAMO N# PAGOS PAGOS INTE INTERE RES S SEMA SEMANA NAL L
20,000.00 24 1.1 1.12"% 2"%
Amortizar =
%"* 0 1 2 3 4 " 6 7 9 10 11
SEMANALES
P N
=
A%!TIEACI!N INT""* 33.33 33.33 33.33 33.33 33.33 33.33 33.33 33.33 33.33 33.33 33.33
22".00 21".63 206.2" 196. 17."0 17.13 16.7" 1"9.3 1"0.00 140.63 131.2"
20,000.00 = 24
-''.''
A(!N!
*A#D! IN*!#$T!
1, 1,0".33 1, 1,04.96 1, 1,039." 1, 1,030.21 1, 1,020.3 1, 1,011.46 1, 1,002.0 992.71 93.33 973.96 964."
20,000.00 19,166.67 1,333.33 17,"00.00 16,666.67 1",33.33 1",000.00 14,166.67 13,333.33 12,"00.00 11,666.67 10,33.33
12 13 14 1" 16 17 1 19 20 21 22 23 24
33.33 33.33 33.33 33.33 33.33 33.33 33.33 33.33 33.33 33.33 33.33 33.33 33.33
121. 112."0 103.13 93.7" 4.3 7".00 6".63 "6.2" 46. 37."0 2.13 1.7" 9.3
9"".21 94".3 936.46 927.0 917.71 90.33 9.96 9." 0.21 70.3 61.46 "2.0 42.71
2,-2.50
22,-2.50
10,000.00 9,166.67 ,333.33 7,"00.00 6,666.67 ",33.33 ",000.00 4,166.67 3,333.33 2,"00.00 1,666.67 33.33 0.00
"n 1ierta a3en1ia atomotriz se 8ene e moeo #i39t en <65700, si a 1omre es a 1ontao. A 1réito, e meian meiante te n en3an en3an19e 19e e e 0: , '6 mensa mensai iae aess i3aes i3aes ; na na tasa tasa e interé interéss sime sime e e -: sobr sobree e s obten3a e abono mensa. PRECIO ENGANCHE N# PAGOS PAGOS INTERES MENSUAL
16",700.00 10% 36 1."%
Amortizar =
%"* 0 1 2 3 4 " 6 7 9 10 11 12 13 14 1" 16 17 1 19 20 21 22 23 24 2" 26 27
16,"70.00 MENSUALES
P N
=
A%!TIEACI!N INT""* 4,142."0 4,142."0 4,142."0 4,142."0 4,142."0 4,142."0 4,142."0 4,142."0 4,142."0 4,142."0 4,142."0 4,142."0 4,142."0 4,142."0 4,142."0 4,142."0 4,142."0 4,142."0 4,142."0 4,142."0 4,142."0 4,142."0 4,142."0 4,142."0 4,142."0 4,142."0 4,142."0
2,236.9" 2,174.1 2,112.6 2,0"0."4 1,9.40 1,926.26 1,64.13 1,01.99 1,739." 1,677.71 1,61"." 1,""3.44 1,491.30 1,429.16 1,367.03 1,304.9 1,242.7" 1,10.61 1,11.4 1,0"6.34 994.20 932.06 69.93 07.79 74".6" 63."1 621.3
149,130.00 = 36
4,42.50
A(!N!
*A#D! IN*!#$T!
6,379.4" 6,317.31 6,2"".1 6,193.04 6,130.90 6,06.76 6,006.63 ",944.49 ",2.3" ",20.21 ",7".0 ",69".94 ",633.0 ","71.66 ","09."3 ",447.39 ",3".2" ",323.11 ",260.9 ",19.4 ",136.70 ",074."6 ",012.43 4,9"0.29 4,.1" 4,26.01 4,763.
149,130.00 144,97."0 140,4".00 136,702."0 132,"60.00 12,417."0 124,27".00 120,132."0 11",990.00 111,47."0 107,70".00 103,"62."0 99,420.00 9",277."0 91,13".00 6,992."0 2,"0.00 7,707."0 74,"6".00 70,422."0 66,20.00 62,137."0 "7,99".00 "3,"2."0 49,710.00 4","67."0 41,42".00 37,22."0
2 29 30 31 32 33 34 3" 36
4,142."0 4,142."0 4,142."0 4,142."0 4,142."0 4,142."0 4,142."0 4,142."0 4,142."0
""9.24 497.10 434.96 372.3 310.69 24."" 16.41 124.2 62.14
4,701.74 4,639.60 4,"77.46 4,"1".33 4,4"3.19 4,391.0" 4, 4,32.91 4, 4,266.7 4, 4,204.64
4,'-'.5-
@0,5'.5-
33,140.00 2,997."0 24,"".00 20,712."0 16,"70.00 12,427."0 ,2".00 4,142."0 0.00
$na tiena tiena eartam eartamenta enta 8ene n n eio e sonio sonio en <5'00, <5'00, re1io re1io e 1ontao.a 1ontao.ara ra romo8e romo8err ss 8en 1réito 1on n en3an19e e 0: sobre e re1io e 1ontao ; e sao en 24 a3os in1enaes i3aes.si a es e 2.5': 2.5': mensa sobre sobre saos saos insotos insotos,, 1a1e 1a1e e 8aor e a3o in1ena in1ena ; e interés interés tota tota e se a PRECIO ENGANCHE N# PAGOS PAGOS INTERES MENSUAL
",300.00 10% 24 ".06%
Amortizar =
%"* 0 1 2 3 4 " 6 7 9 10 11 12 13 14 1" 16 17 1 19 20 21 22 23 24
"30.00 $UINCENALES
P N
=
A%!TIEACI!N INT""* 19.7" 19.7" 19.7" 19.7" 19.7" 19.7" 19.7" 19.7" 19.7" 19.7" 19.7" 19.7" 19.7" 19.7" 19.7" 19.7" 19.7" 19.7" 19.7" 19.7" 19.7" 19.7" 19.7" 19.7"
4,770.00 24
=
@-.75
A(!N!
*A#D! IN*!#$T!
241.36 231.31 221.2" 211.19 201.14 191.0 11.02 170.96 160.91 1"0." 140.79 130.74 120.6 110.62 100."7 90."1 0.4" 70.40 60.34 "0.2 40.23 30.17 20.11 10.06
440.11 430.06 420.00 409.94 399.9 39.3 379.77 369.71 3"9.66 349.60 339."4 329.49 319.43 309.37 299.32 29.26 279.20 269.1" 2"9.09 249.03 23.9 22.92 21.6 20.1
4,770.00 4,"71.2" 4,372."0 4,173.7" 3,97".00 3,776.2" 3,"77."0 3,37.7" 3,10.00 2,91.2" 2,72."0 2,"3.7" 2,3".00 2,16.2" 1,97."0 1,7.7" 1,"90.00 1,391.2" 1,192."0 993.7" 79".00 "96.2" 397."0 19.7" 0.00
',07.0'
7,7-7.0'
" seFor seFor Gomez Gomez soi1ito soi1ito n réstamo réstamo ersona ersona or <0000 <0000 a na instit instit1in 1in e 1réito 1réito.. " azo es e - me eberJa amortizar a o1ta8a o1ta8a arte e 1aita mas e interés mensa e8en3ano, e8en3ano, 1a1ao a ': mensa insoto.eabore a taba e amortiza1in .
PRESTAMO N# PAGOS PAGOS INTERES MENSUAL
10,000.00 3.00%
Amortizar =
%"* 0 1 2 3 4 " 6 7
MENSUALES
P N
=
10,000.00 =
A%!TIEACI!N INT""* 1,2"0.00 1,2"0.00 1,2"0.00 1,2"0.00 1,2"0.00 1,2"0.00 1,2"0.00 1,2"0.00
,250.00
A(!N!
*A#D! IN*!#$T!
300.00 262."0 22".00 17."0 1"0.00 112."0 7".00 37."0
1, 1,""0.00 1, 1,"12."0 1, 1,47".00 1, 1,437."0 1, 1,400.00 1, 1,362."0 1,32".00 1, 1,27."0
10,000.00 ,7"0.00 7,"00.00 6,2"0.00 ",000.00 3,7"0.00 2,"00.00 1,2"0.00 0.00
,'50.00
,'50.00
2.$n aersona aersona ebe ebe a3ar n réstam réstamoo e 2'00 ares ares en en - meses a razn razn e 2-7.50 2-7.50 ares ares or mes, mes, m rese1ti8 rese1ti8os os sobre sobre e sao insoto.si insoto.si a tasa e interés interés es 8ariabe, 8ariabe, eabor eaboree a taba e amortiza1i amortiza1in n . as tas anaes ai1abes 1aa mes son -.4:, -.-:, @.':, @.':, @.5:, @.0:, @.5: ; 0: rese1ti8am PRESTAMO N# PAGOS PAGOS TASA
2,300.00 )ARIA*LE
Amortizar =
%"* 0 1 2 3 4 " 6 7
MENSUALES
P N
=
A%!TIEACI!N INT""* 27."0 27."0 27."0 27."0 27."0 27."0 27."0 27."0
2,300.00
=
2-7.50
A(!N!
*A#D! IN*!#$T!
1,610.00 1,47".3 1,336. 1,114.06 910.42 646. 4"".21 239."
1,97."0 1,763.33 1,624.3 1,401."6 1,197.92 93 9 34.3 74 7 42.71 "2 "27.0
2,300.00 2,012."0 1,72".00 1,437."0 1,1"0.00 62."0 "7".00 27."0 0.00
7,7--.-5
0,0--.-5
omrar n és 3oba. *i e tota e se
1,701.00
ra na tasa e o in1ena. b) 1réito.
122.3
ba. Determine
66.4
a3o ini1ia e .
1"2.6
: mensa. si nsa si obtenios.
",400.00
otos 1on tasa
ato se ore1e ao insoto.
as, o ore1e a tasa e interés a or 1réito
es ; 1aa mes sobre e sao
s os intereses s e intereses ente
TA*A %
-.40 -.-0 @.'0 @.'0 @.50 @.00 @.50 0.00
*i 1omra 1omra na 1ama 1ama e 8ae #s #s 46'0.00 46'0.00 a 1réito 1réito ; se 1omromete 1omromete a a3ara a3ara en 2 mensaiae mensaiaess ; e ai ai tasa sime sobre saos insotos. COSTO N# PAGOS PAGOS INTERES MENSUAL
4,630.00 12 3.00%
Amortizar =
%"* 0 1 2 3 4 " 6 7 9 10 11 12
MESES
P N
=
A%!TIEACI!N INT""* 3".3 3".3 3".3 3".3 3".3 3".3 3".3 3".3 3".3 3".3 3".3 3".3
4,630.00 12
=
'-5.-'
A(!N!
*A#D! IN*!#$T!
13.90 127.33 11".7" 104.1 92.60 1.03 69.4" "7. 46.30 34.73 23.1" 11."
"24.73 "13.16 "01." 490.01 47.43 466.6 4"".2 443.71 432.13 420."6 40.9 397.41
4,630.00 4,244.17 3,".33 3,472."0 3,06.67 2,700.3 2,31".00 1,929.17 1,"43.33 1,1"7."0 771.67 3".3 0.00
@02.-5
5,5'2.-5
!bti !btien enee n n 1ré 1réi ito to or or n mont montoo #s #s 00, 00,00 0000 a a '.5 '.5: : men mens sa a sim sime e ara ara me>o me>ora rass en en s s res resi ien en1i 1iaa ; se 1 a3ar a ea en n aFo. PRESTAMO N# PAGOS PAGOS INTERES MENSUAL
100,000.00 12 3."0%
Amortizar =
MESES
P N
=
100,000.00 = 12
Abono = a + I
=
Interés =
100,000.00 !
Abono = a + I
=
,333.33 +
3,"00.00 =
A) CANTIDAD A PAGA P! "# C"DIT! () INT"* T!TA# D"# +INANCIA%I"NT! C) A(!N! %"N*$A#
= = =
-,'''.'' 3."%
!
1
=
,-''.''
42,000.00 42,000.00 ,-''.''
Con a 1arestJa e 1ombstibe ste obtiene n inan1iamiento ara airir na moto1i1eta a a3ar en @ rima e 20: sobre os #s '-,000 e 8ae e 1ontao a3ano na tasa e 2-: sime sobre saos PRESTAMO PRIMA N# PAGOS PAGOS
3,000.00 20% 9
7,600.00 MESES
INTE INTERE RES S MENSU ENSUA AL
2.3 2.333% 33%
Amortizar =
%"* 0 1 2 3 4 " 6 7 9
P N
=
30,400.00 9
A%!TIEACI!N INT""* 3,377.7 3,377.7 3,377.7 3,377.7 3,377.7 3,377.7 3,377.7 3,377.7 3,377.7
=
','77.7-
A(!N!
*A#D! IN*!#$T!
709.33 630."2 ""1.70 472.9 394.07 31".26 236.44 1"7.63 7.1
4,07.11 4,00.30 3,929.4 3,"0.67 3,771." 3,693.04 3,614.22 3,"3".41 3,4"6."9
30,400.00 27,022.22 23,644.44 20,266.67 16,.9 13,"11.11 10,133.33 6,7""."6 3,377.7 0.00
',546.67
'',@46.67
*on3a e ste ne3o1io 1on na emresa e bienes raJ1es n terreno a n re1io e 1ontao e #s 50,00 .5: sime 1on inan1iamiento e AP a a3ar en 24 meses. COSTO N# PAGOS PAGOS INTERES MENSUAL
1"0,000.00 24 0.96%
Amortizar =
MESES
P N
=
1"0,000.00 = 24
Abono = a + I
=
Interés =
1"0,000.00 !
Abono = a + I
=
6,2"0.00 +
1,437."0 =
A) CANTIDAD A PAGA P! "# C"DIT! () INT"* T!TA# D"# +INANCIA%I"NT! C) A(!N! %"N*$A#
= = =
6,250.00 0.96%
!
1
=
7,6-7.50
-4,500.00 '4,500.00 7,6-7.50
Comré Comré a 1réito 1réito na na #ato #ato 1on inan1i inan1iamient amientoo a 24 meses meses ; me ai1an ai1an na tasa e e 22: sime sime sobre sobre sa s 8aor e 1ontao es #s @'20.00 PRECIO N# PAGOS PAGOS INTERES MENSUAL
19,320.00 24 1.3%
Amortizar =
%"* 0 1 2 3 4
$UINCENALES
P N
=
A%!TIEACI!N INT""* 0".00 0".00 0".00 0".00
3"4.20 339.44 324.6 309.93
19,320.00 24
=
-05.00
A(!N!
*A#D! IN*!#$T!
1,1"9.20 1,144.44 1,129.6 1,114.93
19,320.00 1,"1".00 17,710.00 16,90".00 16,100.00
" 6 7 9 10 11 12 13 14 1" 16 17 1 19 20 21 22 23 24
0".00 0".00 0".00 0".00 0".00 0".00 0".00 0".00 0".00 0".00 0".00 0".00 0".00 0".00 0".00 0".00 0".00 0".00 0".00 0".00
29".17 20.41 26".6" 2"0.9 236.13 221.3 206.62 191.6 177.10 162.34 147." 132.3 11.07 103.31 ."" 73.79 "9.03 44.2 29."2 14.76
1,100.17 1,0".41 1,070.6" 1,0"".9 1,041.13 1,026.3 1,011.62 996.6 92.10 967.34 9"2." 937.3 923.07 90.31 93."" 7.79 64.03 49.2 34."2 19.76
4,427.50
2',747.50
1",29".00 14,490.00 13,6".00 12,0.00 12,07".00 11,270.00 10,46".00 9,660.00 ,"".00 ,0"0.00 7,24".00 6,440.00 ",63".00 4,30.00 4,02".00 3,220.00 2,41".00 1,610.00 0".00 0.00
Comramos n t8 asma meiante n eKtra inan1iamiento a a3ar en 2 meses a na tasa e '4:sime #s '',000.00. COSTO N# PAGOS PAGOS INTERES MENSUAL
33,000.00 12 2.3%
Amortizar =
MESES
P N
=
33,000.00 12
Abono = a + I
=
Interés =
33,000.00 !
Abono = a + I
=
2,7"0.00 +
93".00 =
A) CANTIDAD A PAGA P! "# C"DIT! () INT"* T!TA# D"# +INANCIA%I"NT! C) A(!N! %"N*$A#
=
2,750.00 2.3%
!
1
=
',6-5.00
44,220.00 ,220.00 ',6-5.00
= = =
. HC HCnto nto inero inero eber eberemo emoss a3ar a3ar 1aa 1aa in1 in1ena ena en 1to 1toss ni8e ni8eaa aass si a 1oo 1ooera erati8 ti8aa nos nos 9a ao n ré ré monto e #s 2,000 a a3ar en '6 meses ; a na tasa sime e 4: mensa sobre saos inso PRESTAMO TIEMPO TASA MENSUAL
12,000.00 36 4.00%
Amortizar = Isi =
MESES
P N
= 72 $UINCENAS = % $UINCENAL =
12,000.00 36
=
36 ! 4% 12000 + 333.33 333.33 = 2
CUOTA NI)ELADA
=
12,000.00
+
'''.'' -,--0.00 ,0.00
=
5-0.00 ! 2
=
36
1an n '6: e
mromete a
3,"00.00
eses ; a na insotos.
0 a na tasa e
1,437."0
os insotos ;
na 8aor e
93".00
stamo or n os
$INC"NA# ,60.00
HCnto inero se a1mar a in8ertir #s 4-,200.00 a na tasa e 2: mensa 1aitaizab en orma 1ontina rante ' aFos
0.02 ! 36 = =
4200 !
2.7127
@@,02'.'7
*i ste 1oo1a a azo i>o #s 50,000 a 2: 1aitaizabe en orma 1ontina rante 6 meses HCnto 3anar en Intereses
0.01 ! 6 = =
"0000 !
2.7127
5',0@.- ',0@.-
I(-/
Lena ne1esita #s '-,000.00 ara 1omrar n t8 asma e 1ontao. HCnto ebe eosita 9o; en na 1enta e e a3a e 4:ana 1on 1aitaiza1in 1ontina rante 6 meses
0.01 ! 6 =
P =
3000 0.07 ! 6 2.7127
24,@67.-2
*i entro e n aFo ne1esitaré <25,000.00 ara a3ar a rima e na 1asa. HCnto ebo in8ertir 9o; en n ne3o1io e a3a intereses e '2: ana 1aitaizao en orma 1ontina
=
P =
2"000 0.32 ! 1 2.7127
-,5'.75
HCanta ata ebo in8ertir a 2'.-: ana en orma 1ontina ara e a 1abo e 5 aFos ; meio me a1me <20,000 e ne1esito ara reaizar n 8ia>e a "roa " roa
=
P =
20000 0.23 ! " 2.7127
6,0-4.46
HCanto inero ebo in8ertir en n ne3o1io ara e a 1abo e ' trimestres 9a;a a1ma <2,000 en na 1enta e e a3a e 2.5: trimestra 1omesto en orma 1ontina
=
P =
12000 0.02" ! 13 2.7127
-,670.'4
.
