¿Con cuántos pagos anticipados de $623.84, realizados cada principio de dinero rinde 2.97% mensual? VF interes pagos tiempo No pagos
15000 2.97% mensual 623.84 23.32913792 24
Una empresa inmobiliaria soli olicita un préstamo para llevar a cabo la c concederá 3 millones, los cuales deberá deberá liquidar en un plazo plazo de 2 años, años, co tipo de préstamo préstamo es de 26.4% anual convertible convertible mensualmente mensualmente ¿cuál e deberá realizar la constr VA ti tiempo valor futuro
3000000 26.40 26.40% % cap men 6 meses ses 3,418,429.51 € en el mes 6
valor presente ti No per pago
3,418,429.51 €
0.022 2 años 180,877.46 €
Juan Juan Gab Gabri riel el d dec ecid ide e adqu adquir irir ir 4 llan llanta tass nuev nuevas as par para a su cam camio ione neta ta.. La lla lla distinguidos, por la cual paga el importe de las mismas mediante mediante 6 abono comp compra ra.. ¿Cu ¿Cuál ál es es el impo import rte e de los los pago pagoss si el pre preci cio o al cont contad ado o de las las ll mensual? Valor presente nper ti 11,602.26 € en el mes 3
11600 3 meses ses 1.40% 1.40% me mensu nsual al
VP TIEMPO interés Pago
11,640.65 €
6 meses ses 0.001166667 $1,948.04
Una Unadeuda deuda deudade de$7 $7 $7 250 se debe debe pagar pagar en un año año mediante mediante pagos pagos trime trimestra strall anual convertible trimestralmente: trimestralmente: a) Determine el importe de cada pago b) Construya una tabla de amortización
No pagos ti VP
4 36% 36% cap cap trim trim 7250
pagos
2,237.85 €
periodo
saldo inicial 0 1 2 3 4
abono a cap 7,250.00 € 7,250.00 €
1,585.35 €
5,664.65 €
1,728.03 €
3,936.62 €
1,883.55 €
2,053.07 €
2,053.07 €
Una parej pareja a de recién recién casado casadoss adquier adquiere e una una casa casa en condom condominio inio que cue cue pag pagar el rest resto om me edian diantte 24 24 me mensu nsuali alidad dades igu iguales ales con con 24 24% de de in interés erés co amortización
No pagos ti Vp pagos saldo inicial 110,000 110,000 106,384 102,696 98,934 95,097
24 0.24 0.24 cap cap men men 110000 5815.82 abono a cap
intereses 3,616 3,688 3,762 3,837 3,914
2,200 2,128 2,054 1,979 1,902
VP TIEMPO interés Pago
11,640.65 €
6 meses ses 0.001166667 $1,948.04
Una Unadeuda deuda deudade de$7 $7 $7 250 se debe debe pagar pagar en un año año mediante mediante pagos pagos trime trimestra strall anual convertible trimestralmente: trimestralmente: a) Determine el importe de cada pago b) Construya una tabla de amortización
No pagos ti VP
4 36% 36% cap cap trim trim 7250
pagos
2,237.85 €
periodo
saldo inicial 0 1 2 3 4
abono a cap 7,250.00 € 7,250.00 €
1,585.35 €
5,664.65 €
1,728.03 €
3,936.62 €
1,883.55 €
2,053.07 €
2,053.07 €
Una parej pareja a de recién recién casado casadoss adquier adquiere e una una casa casa en condom condominio inio que cue cue pag pagar el rest resto om me edian diantte 24 24 me mensu nsuali alidad dades igu iguales ales con con 24 24% de de in interés erés co amortización
No pagos ti Vp pagos saldo inicial 110,000 110,000 106,384 102,696 98,934 95,097
24 0.24 0.24 cap cap men men 110000 5815.82 abono a cap
intereses 3,616 3,688 3,762 3,837 3,914
2,200 2,128 2,054 1,979 1,902
91,183 87,191 83,119 78,966 74,729 70,408 66,000 61,504 56,919 52,241 47,470 42,604 37,640 32,577 27,413 22,145 16,772 11,292 5,702
3,992 4,072 4,153 4,237 4,321 4,408 4,496 4,586 4,677 4,771 4,866 4,964 5,063 5,164 5,268 5,373 5,480 5,590 5,702
1,824 1,744 1,662 1,579 1,495 1,408 1,320 1,230 1,138 1,045 949 852 753 652 548 443 335 226 114
es, se alcanza un monto de $15 000, si el
0.002475
nstrucción de un conjunto habitacional. El banco le n 6 meses de gracia. Si la tasa de interés aplicable a este el monto de cada uno de los 18 pagos mensuales que ctora?
2.20% mensual
24 mese mesess
tera le ofrece una promoción exclusiva para clientes s mensuales, iniciando los pagos 3 meses después de la antas es de $11 600 y la llantera cobra 1.4% de interés
0.00116667 0.00116667 mensual mensual
es iguales vencidos. Si el interés pactado es de 36%
9% trimestral
intereses
pago
saldo final 7,250.00 €
652.50 €
2,237.85 €
5,664.65 €
509.82 €
2,237.85 €
3,936.62 €
354.30 €
2,237.85 €
2,053.07 €
184.78 €
2,237.85 €
0.00 €
sta $160 000. Paga un enganche de $50 000 y acuerda nvertible mensualmente. Construya la tabla de
0.02 mensual
pago
5,816 5,816 5,816 5,816 5,816
saldo final 110,000 106,384 102,696 98,934 95,097 91,183
5,816 5,816 5,816 5,816 5,816 5,816 5,816 5,816 5,816 5,816 5,816 5,816 5,816 5,816 5,816 5,816 5,816 5,816 5,816
87,191 83,119 78,966 74,729 70,408 66,000 61,504 56,919 52,241 47,470 42,604 37,640 32,577 27,413 22,145 16,772 11,292 5,702 -
6.-Una persona adquiere un automóvil que cuesta $135 000. Paga $40 500 en efectivo y el resto c social otorgado por una institución de seguridad estatal que le cobra 0.4% quincenal de interés. C amortización si lo acordado fue liquidar el saldo en 5 años mediante pagos quincenales vencidos.
Precio de contado Enganche Resta por pagar
135,000.00 40,500 94,500.00
Valor presente Tiempo Interés Valor del pago
94,500.00 5 años 0.4% quincenal $795.47
Periodo 0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30
Saldo Inicial 94,500.00 94,500.00 93,720.28 92,940.44 92,160.46 91,380.35 90,600.12 89,819.75 89,039.25 88,258.63 87,477.87 86,696.98 85,915.96 85,134.82 84,353.54 83,572.13 82,790.59 82,008.92 81,227.12 80,445.20 79,663.14 78,880.95 78,098.63 77,316.18 76,533.60 75,750.88 74,968.04 74,185.07 73,401.97 72,618.73 71,835.37
120 quincenas 0.01667% quincenal cap q
Abono a Capital 0 $779.72 $779.85 $779.98 $780.11 $780.24 $780.37 $780.50 $780.63 $780.76 $780.89 $781.02 $781.15 $781.28 $781.41 $781.54 $781.67 $781.80 $781.93 $782.06 $782.19 $782.32 $782.45 $782.58 $782.71 $782.84 $782.97 $783.10 $783.23 $783.36 $783.49
Intereses 0 $15.75 $15.62 $15.49 $15.36 $15.23 $15.10 $14.97 $14.84 $14.71 $14.58 $14.45 $14.32 $14.19 $14.06 $13.93 $13.80 $13.67 $13.54 $13.41 $13.28 $13.15 $13.02 $12.89 $12.76 $12.63 $12.49 $12.36 $12.23 $12.10 $11.97
Pago 0 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47
31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77
71,051.88 70,268.25 69,484.50 68,700.61 67,916.59 67,132.45 66,348.17 65,563.76 64,779.22 63,994.55 63,209.75 62,424.82 61,639.75 60,854.56 60,069.23 59,283.78 58,498.19 57,712.48 56,926.63 56,140.65 55,354.54 54,568.30 53,781.93 52,995.42 52,208.79 51,422.02 50,635.13 49,848.10 49,060.94 48,273.65 47,486.23 46,698.68 45,910.99 45,123.18 44,335.23 43,547.15 42,758.94 41,970.60 41,182.13 40,393.53 39,604.79 38,815.93 38,026.93 37,237.80 36,448.54 35,659.15 34,869.63
$783.62 $783.76 $783.89 $784.02 $784.15 $784.28 $784.41 $784.54 $784.67 $784.80 $784.93 $785.06 $785.19 $785.32 $785.46 $785.59 $785.72 $785.85 $785.98 $786.11 $786.24 $786.37 $786.50 $786.63 $786.77 $786.90 $787.03 $787.16 $787.29 $787.42 $787.55 $787.68 $787.82 $787.95 $788.08 $788.21 $788.34 $788.47 $788.60 $788.73 $788.87 $789.00 $789.13 $789.26 $789.39 $789.52 $789.66
$11.84 $11.71 $11.58 $11.45 $11.32 $11.19 $11.06 $10.93 $10.80 $10.67 $10.53 $10.40 $10.27 $10.14 $10.01 $9.88 $9.75 $9.62 $9.49 $9.36 $9.23 $9.09 $8.96 $8.83 $8.70 $8.57 $8.44 $8.31 $8.18 $8.05 $7.91 $7.78 $7.65 $7.52 $7.39 $7.26 $7.13 $7.00 $6.86 $6.73 $6.60 $6.47 $6.34 $6.21 $6.07 $5.94 $5.81
$795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47
78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 100 101 102 103 104 105 106 107 108 109 110 111 112 113 114 115 116 117 118 119 120
34,079.97 33,290.18 32,500.26 31,710.21 30,920.03 30,129.72 29,339.27 28,548.70 27,757.99 26,967.15 26,176.17 25,385.07 24,593.83 23,802.47 23,010.97 22,219.34 21,427.57 20,635.68 19,843.65 19,051.49 18,259.20 17,466.77 16,674.22 15,881.53 15,088.71 14,295.76 13,502.67 12,709.46 11,916.11 11,122.63 10,329.01 9,535.27 8,741.39 7,947.38 7,153.24 6,358.96 5,564.56 4,770.02 3,975.35 3,180.54 2,385.61 1,590.54 795.33
$789.79 $789.92 $790.05 $790.18 $790.31 $790.45 $790.58 $790.71 $790.84 $790.97 $791.10 $791.24 $791.37 $791.50 $791.63 $791.76 $791.90 $792.03 $792.16 $792.29 $792.42 $792.56 $792.69 $792.82 $792.95 $793.08 $793.22 $793.35 $793.48 $793.61 $793.75 $793.88 $794.01 $794.14 $794.27 $794.41 $794.54 $794.67 $794.80 $794.94 $795.07 $795.20 $795.33
$5.68 $5.55 $5.42 $5.29 $5.15 $5.02 $4.89 $4.76 $4.63 $4.49 $4.36 $4.23 $4.10 $3.97 $3.84 $3.70 $3.57 $3.44 $3.31 $3.18 $3.04 $2.91 $2.78 $2.65 $2.51 $2.38 $2.25 $2.12 $1.99 $1.85 $1.72 $1.59 $1.46 $1.32 $1.19 $1.06 $0.93 $0.80 $0.66 $0.53 $0.40 $0.27 $0.13
$795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47 $795.47
7. Calcular el valor descontado de una perpetuidad simple ordinaria que paga $400 anuales, si el de 8%.
Pago Interés Valor presente
$
400 anuales 8% anual 5,000.00
8. Suponiendo que una granja producirá $15000 anuales por tiempo indefinido, ¿cuál es el precio la tasa de interés es del 15%? Interés Pago Valor presente
15% anual 15000 anuales $ 100,000.00
0.0125
9. Una pareja ha comprado una casa que vale $ 1 160 000 pagando $ 16 000 de enganche y nego del 8% anual convertible mensual, para amortizarla en 25 años con pagos mensuales iguales. a) Construir la tabla de amortización. Valor de contado Enganche Valor presente
1160000 16000 1144000
Interés Tiempo PAGO
0.08 anual cap mensual 25 años 8829.58 Periodo
Saldo Inicial
1 $1,144,000.00 2 1144000.00 3 1142797.09 4 1141586.16 5 1140367.16 6 1139140.03 7 1137904.72 8 1136661.17 9 1135409.33 10 1134149.15 11 1132880.57 12 1131603.53 13 1130317.97 14 1129023.85 15 1127721.10 16 1126409.66 17 1125089.48 18 1123760.50 19 1122422.66
Abono a Capital
1202.91 1210.93 1219.00 1227.13 1235.31 1243.55 1251.84 1260.18 1268.58 1277.04 1285.55 1294.12 1302.75 1311.44 1320.18 1328.98 1337.84 1346.76
0.006666667 300
Intereses
7626.67 7618.65 7610.57 7602.45 7594.27 7586.03 7577.74 7569.40 7560.99 7552.54 7544.02 7535.45 7526.83 7518.14 7509.40 7500.60 7491.74 7482.82
Pago
8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58
20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66
1121075.90 1119720.16 1118355.38 1116981.51 1115598.47 1114206.22 1112804.68 1111393.80 1109973.52 1108543.76 1107104.48 1105655.60 1104197.06 1102728.79 1101250.74 1099762.84 1098265.01 1096757.20 1095239.34 1093711.35 1092173.19 1090624.76 1089066.02 1087496.88 1085917.28 1084327.15 1082726.42 1081115.02 1079492.88 1077859.92 1076216.07 1074561.27 1072895.43 1071218.49 1069530.37 1067831.00 1066120.29 1064398.18 1062664.59 1060919.45 1059162.67 1057394.17 1055613.89 1053821.74 1052017.64 1050201.51 1048373.28
1355.74 1364.78 1373.87 1383.03 1392.25 1401.54 1410.88 1420.29 1429.75 1439.29 1448.88 1458.54 1468.26 1478.05 1487.91 1497.83 1507.81 1517.86 1527.98 1538.17 1548.42 1558.75 1569.14 1579.60 1590.13 1600.73 1611.40 1622.14 1632.96 1643.84 1654.80 1665.84 1676.94 1688.12 1699.38 1710.70 1722.11 1733.59 1745.15 1756.78 1768.49 1780.28 1792.15 1804.10 1816.13 1828.23 1840.42
7473.84 7464.80 7455.70 7446.54 7437.32 7428.04 7418.70 7409.29 7399.82 7390.29 7380.70 7371.04 7361.31 7351.53 7341.67 7331.75 7321.77 7311.71 7301.60 7291.41 7281.15 7270.83 7260.44 7249.98 7239.45 7228.85 7218.18 7207.43 7196.62 7185.73 7174.77 7163.74 7152.64 7141.46 7130.20 7118.87 7107.47 7095.99 7084.43 7072.80 7061.08 7049.29 7037.43 7025.48 7013.45 7001.34 6989.16
8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58
67 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 100 101 102 103 104 105 106 107 108 109 110 111 112 113
1046532.86 1044680.16 1042815.12 1040937.64 1039047.65 1037145.06 1035229.78 1033301.73 1031360.84 1029407.00 1027440.13 1025460.16 1023466.98 1021460.52 1019440.67 1017407.37 1015360.51 1013300.00 1011225.75 1009137.68 1007035.69 1004919.68 1002789.57 1000645.26 998486.65 996313.65 994126.16 991924.09 989707.34 987475.81 985229.41 982968.02 980691.57 978399.93 976093.02 973770.73 971432.96 969079.60 966710.55 964325.71 961924.97 959508.23 957075.37 954626.30 952160.90 949679.06 947180.67
1852.69 1865.04 1877.48 1889.99 1902.59 1915.28 1928.05 1940.90 1953.84 1966.86 1979.98 1993.18 2006.46 2019.84 2033.31 2046.86 2060.51 2074.24 2088.07 2101.99 2116.01 2130.11 2144.31 2158.61 2173.00 2187.49 2202.07 2216.75 2231.53 2246.41 2261.38 2276.46 2291.63 2306.91 2322.29 2337.77 2353.36 2369.05 2384.84 2400.74 2416.74 2432.86 2449.08 2465.40 2481.84 2498.38 2515.04
6976.89 6964.53 6952.10 6939.58 6926.98 6914.30 6901.53 6888.68 6875.74 6862.71 6849.60 6836.40 6823.11 6809.74 6796.27 6782.72 6769.07 6755.33 6741.51 6727.58 6713.57 6699.46 6685.26 6670.97 6656.58 6642.09 6627.51 6612.83 6598.05 6583.17 6568.20 6553.12 6537.94 6522.67 6507.29 6491.80 6476.22 6460.53 6444.74 6428.84 6412.83 6396.72 6380.50 6364.18 6347.74 6331.19 6314.54
8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58
114 115 116 117 118 119 120 121 122 123 124 125 126 127 128 129 130 131 132 133 134 135 136 137 138 139 140 141 142 143 144 145 146 147 148 149 150 151 152 153 154 155 156 157 158 159 160
944665.63 942133.83 939585.14 937019.47 934436.68 931836.69 929219.35 926584.57 923932.22 921262.19 918574.36 915868.62 913144.83 910402.88 907642.66 904864.03 902066.88 899251.08 896416.51 893563.05 890690.55 887798.91 884888.00 881957.67 879007.81 876038.29 873048.96 870039.71 867010.40 863960.89 860891.05 857800.75 854689.84 851558.20 848405.68 845232.14 842037.44 838821.45 835584.01 832324.99 829044.25 825741.63 822417.00 819070.20 815701.09 812309.52 808895.34
2531.81 2548.69 2565.68 2582.78 2600.00 2617.33 2634.78 2652.35 2670.03 2687.83 2705.75 2723.79 2741.95 2760.22 2778.63 2797.15 2815.80 2834.57 2853.47 2872.49 2891.64 2910.92 2930.32 2949.86 2969.53 2989.32 3009.25 3029.31 3049.51 3069.84 3090.30 3110.91 3131.65 3152.52 3173.54 3194.70 3215.99 3237.43 3259.02 3280.74 3302.62 3324.63 3346.80 3369.11 3391.57 3414.18 3436.94
6297.77 6280.89 6263.90 6246.80 6229.58 6212.24 6194.80 6177.23 6159.55 6141.75 6123.83 6105.79 6087.63 6069.35 6050.95 6032.43 6013.78 5995.01 5976.11 5957.09 5937.94 5918.66 5899.25 5879.72 5860.05 5840.26 5820.33 5800.26 5780.07 5759.74 5739.27 5718.67 5697.93 5677.05 5656.04 5634.88 5613.58 5592.14 5570.56 5548.83 5526.96 5504.94 5482.78 5460.47 5438.01 5415.40 5392.64
8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58
161 162 163 164 165 166 167 168 169 170 171 172 173 174 175 176 177 178 179 180 181 182 183 184 185 186 187 188 189 190 191 192 193 194 195 196 197 198 199 200 201 202 203 204 205 206 207
805458.40 801998.54 798515.62 795009.48 791479.97 787926.93 784350.19 780749.62 777125.04 773476.29 769803.22 766105.67 762383.46 758636.44 754864.44 751067.29 747244.83 743396.88 739523.29 735623.86 731698.45 727746.86 723768.93 719764.47 715733.33 711675.30 707590.23 703477.92 699338.19 695170.87 690975.77 686752.69 682501.47 678221.90 673913.80 669576.98 665211.25 660816.42 656392.28 651938.65 647455.33 642942.12 638398.83 633825.24 629221.17 624586.40 619920.73
3459.85 3482.92 3506.14 3529.51 3553.04 3576.73 3600.58 3624.58 3648.74 3673.07 3697.56 3722.21 3747.02 3772.00 3797.15 3822.46 3847.95 3873.60 3899.42 3925.42 3951.59 3977.93 4004.45 4031.15 4058.02 4085.08 4112.31 4139.72 4167.32 4195.11 4223.07 4251.23 4279.57 4308.10 4336.82 4365.73 4394.84 4424.13 4453.63 4483.32 4513.21 4543.30 4573.59 4604.08 4634.77 4665.67 4696.77
5369.72 5346.66 5323.44 5300.06 5276.53 5252.85 5229.00 5205.00 5180.83 5156.51 5132.02 5107.37 5082.56 5057.58 5032.43 5007.12 4981.63 4955.98 4930.16 4904.16 4877.99 4851.65 4825.13 4798.43 4771.56 4744.50 4717.27 4689.85 4662.25 4634.47 4606.51 4578.35 4550.01 4521.48 4492.76 4463.85 4434.74 4405.44 4375.95 4346.26 4316.37 4286.28 4255.99 4225.50 4194.81 4163.91 4132.80
8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58
208 209 210 211 212 213 214 215 216 217 218 219 220 221 222 223 224 225 226 227 228 229 230 231 232 233 234 235 236 237 238 239 240 241 242 243 244 245 246 247 248 249 250 251 252 253 254
615223.96 610495.87 605736.27 600944.93 596121.65 591266.22 586378.42 581458.03 576504.84 571518.63 566499.17 561446.26 556359.65 551239.14 546084.49 540895.48 535671.87 530413.44 525119.95 519791.17 514426.87 509026.80 503590.74 498118.43 492609.64 487064.13 481481.65 475861.95 470204.78 464509.90 458777.06 453005.99 447196.46 441348.19 435460.93 429534.43 423568.41 417562.62 411516.80 405430.67 399303.96 393136.41 386927.74 380677.68 374385.95 368052.28 361676.39
4728.08 4759.61 4791.34 4823.28 4855.43 4887.80 4920.39 4953.19 4986.21 5019.45 5052.92 5086.60 5120.51 5154.65 5189.01 5223.61 5258.43 5293.49 5328.78 5364.30 5400.07 5436.07 5472.31 5508.79 5545.51 5582.48 5619.70 5657.16 5694.88 5732.84 5771.06 5809.54 5848.27 5887.26 5926.50 5966.01 6005.79 6045.83 6086.13 6126.71 6167.55 6208.67 6250.06 6291.73 6333.67 6375.90 6418.40
4101.49 4069.97 4038.24 4006.30 3974.14 3941.77 3909.19 3876.39 3843.37 3810.12 3776.66 3742.98 3709.06 3674.93 3640.56 3605.97 3571.15 3536.09 3500.80 3465.27 3429.51 3393.51 3357.27 3320.79 3284.06 3247.09 3209.88 3172.41 3134.70 3096.73 3058.51 3020.04 2981.31 2942.32 2903.07 2863.56 2823.79 2783.75 2743.45 2702.87 2662.03 2620.91 2579.52 2537.85 2495.91 2453.68 2411.18
8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58
255 256 257 258 259 260 261 262 263 264 265 266 267 268 269 270 271 272 273 274 275 276 277 278 279 280 281 282 283 284 285 286 287 288 289 290 291 292 293 294 295 296 297 298 299 300 301
355257.99 348796.79 342292.53 335744.90 329153.62 322518.40 315838.95 309114.96 302346.15 295532.22 288672.85 281767.76 274816.64 267819.17 260775.05 253683.98 246545.62 239359.68 232125.84 224843.77 217513.15 210133.66 202704.97 195226.76 187698.69 180120.44 172491.67 164812.03 157081.20 149298.83 141464.58 133578.10 125639.04 117647.06 109601.80 101502.90 93350.01 85142.76 76880.80 68563.76 60191.28 51762.97 43278.48 34737.43 26139.43 17484.12 8771.10
6461.19 6504.27 6547.63 6591.28 6635.22 6679.45 6723.98 6768.81 6813.94 6859.36 6905.09 6951.13 6997.47 7044.12 7091.08 7138.35 7185.94 7233.85 7282.07 7330.62 7379.49 7428.69 7478.21 7528.07 7578.25 7628.77 7679.63 7730.83 7782.37 7834.25 7886.48 7939.06 7991.98 8045.26 8098.90 8152.89 8207.24 8261.96 8317.04 8372.49 8428.30 8484.49 8541.05 8597.99 8655.31 8713.02 8771.10
2368.39 2325.31 2281.95 2238.30 2194.36 2150.12 2105.59 2060.77 2015.64 1970.21 1924.49 1878.45 1832.11 1785.46 1738.50 1691.23 1643.64 1595.73 1547.51 1498.96 1450.09 1400.89 1351.37 1301.51 1251.32 1200.80 1149.94 1098.75 1047.21 995.33 943.10 890.52 837.59 784.31 730.68 676.69 622.33 567.62 512.54 457.09 401.28 345.09 288.52 231.58 174.26 116.56 58.47
8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58 8829.58
10. Una persona compra un departamento que cuesta $230 000 de contado. Da un anticipo del 25 a liquidar en 15 años mediante abonos mensuales. Calcule el pago mensual y el interés total a pa interés es del 16% capitalizable cada mes. Precio de contado Enganche Valor actual Tiempo Interés Pago
230000 57500 172500 15 años 0.16 anual cap. Mensual 2533.508779
Periodo
Saldo Inicial
0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31
172500 172500 172266.4912 172029.869 171790.0918 171547.1176 171300.9037 171051.407 170798.5836 170542.3893 170282.779 170019.7073 169753.128 169482.9942 169209.2587 168931.8734 168650.7896 168365.958 168077.3286 167784.8509 167488.4735 167188.1443 166883.8108 166575.4195 166262.9163 165946.2464 165625.3543 165300.1836 164970.6772 164636.7775 164298.4257 163955.5626
Abono a Capital
233.51 236.62 239.78 242.97 246.21 249.50 252.82 256.19 259.61 263.07 266.58 270.13 273.74 277.39 281.08 284.83 288.63 292.48 296.38 300.33 304.33 308.39 312.50 316.67 320.89 325.17 329.51 333.90 338.35 342.86 347.43
180 meses 0.013333333 mensual cap m
Intereses
2300.00 2296.89 2293.73 2290.53 2287.29 2284.01 2280.69 2277.31 2273.90 2270.44 2266.93 2263.38 2259.77 2256.12 2252.42 2248.68 2244.88 2241.03 2237.13 2233.18 2229.18 2225.12 2221.01 2216.84 2212.62 2208.34 2204.00 2199.61 2195.16 2190.65 2186.07
Pago
2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51
32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78
163608.128 163256.0609 162899.2996 162537.7815 162171.4432 161800.2203 161424.0478 161042.8596 160656.589 160265.1681 159868.5282 159466.5998 159059.3123 158646.5944 158228.3735 157804.5764 157375.1286 156939.9549 156498.9789 156052.1231 155599.3093 155140.458 154675.4887 154204.3197 153726.8686 153243.0514 152752.7833 152255.9783 151752.5492 151242.4077 150725.4644 150201.6285 149670.8081 149132.9101 148587.8401 148035.5025 147475.8004 146908.6357 146333.9087 145751.5187 145161.3635 144563.3396 143957.342 143343.2644 142720.9992 142090.437 141451.4674
352.07 356.76 361.52 366.34 371.22 376.17 381.19 386.27 391.42 396.64 401.93 407.29 412.72 418.22 423.80 429.45 435.17 440.98 446.86 452.81 458.85 464.97 471.17 477.45 483.82 490.27 496.81 503.43 510.14 516.94 523.84 530.82 537.90 545.07 552.34 559.70 567.16 574.73 582.39 590.16 598.02 606.00 614.08 622.27 630.56 638.97 647.49
2181.44 2176.75 2171.99 2167.17 2162.29 2157.34 2152.32 2147.24 2142.09 2136.87 2131.58 2126.22 2120.79 2115.29 2109.71 2104.06 2098.34 2092.53 2086.65 2080.69 2074.66 2068.54 2062.34 2056.06 2049.69 2043.24 2036.70 2030.08 2023.37 2016.57 2009.67 2002.69 1995.61 1988.44 1981.17 1973.81 1966.34 1958.78 1951.12 1943.35 1935.48 1927.51 1919.43 1911.24 1902.95 1894.54 1886.02
2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51
79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 100 101 102 103 104 105 106 107 108 109 110 111 112 113 114 115 116 117 118 119 120 121 122 123 124 125
140803.9782 140147.8558 139482.9851 138809.2495 138126.5307 137434.709 136733.663 136023.2697 135303.4045 134573.9411 133834.7516 133085.7061 132326.6735 131557.5203 130778.1118 129988.3112 129187.9799 128376.9775 127555.1618 126722.3885 125878.5115 125023.3829 124156.8526 123278.7685 122388.9766 121487.3209 120573.643 119647.7828 118709.5778 117758.8634 116795.4728 115819.237 114829.9847 113827.5424 112811.7342 111782.3819 110739.3048 109682.3201 108611.2423 107525.8834 106426.0531 105311.5583 104182.2037 103037.7909 101878.1194 100702.9855 99512.18321
656.12 664.87 673.74 682.72 691.82 701.05 710.39 719.87 729.46 739.19 749.05 759.03 769.15 779.41 789.80 800.33 811.00 821.82 832.77 843.88 855.13 866.53 878.08 889.79 901.66 913.68 925.86 938.21 950.71 963.39 976.24 989.25 1002.44 1015.81 1029.35 1043.08 1056.98 1071.08 1085.36 1099.83 1114.49 1129.35 1144.41 1159.67 1175.13 1190.80 1206.68
1877.39 1868.64 1859.77 1850.79 1841.69 1832.46 1823.12 1813.64 1804.05 1794.32 1784.46 1774.48 1764.36 1754.10 1743.71 1733.18 1722.51 1711.69 1700.74 1689.63 1678.38 1666.98 1655.42 1643.72 1631.85 1619.83 1607.65 1595.30 1582.79 1570.12 1557.27 1544.26 1531.07 1517.70 1504.16 1490.43 1476.52 1462.43 1448.15 1433.68 1419.01 1404.15 1389.10 1373.84 1358.37 1342.71 1326.83
2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51
126 127 128 129 130 131 132 133 134 135 136 137 138 139 140 141 142 143 144 145 146 147 148 149 150 151 152 153 154 155 156 157 158 159 160 161 162 163 164 165 166 167 168 169 170 171 172
98305.50354 97082.73481 95843.66249 94588.06921 93315.73469 92026.43571 90719.94607 89396.03657 88054.47495 86695.02583 85317.45073 83921.50796 82506.95262 81073.53655 79621.00825 78149.11292 76657.59231 75146.18476 73614.62511 72062.64467 70489.97115 68896.32865 67281.43759 65645.01465 63986.77273 62306.42092 60603.66442 58878.2045 57129.73845 55357.95951 53562.55686 51743.21551 49899.61627 48031.4357 46138.34607 44220.01524 42276.10666 40306.2793 38310.18758 36287.4813 34237.80561 32160.8009 30056.1028 27923.34206 25762.14451 23572.13099 21352.91729
1222.77 1239.07 1255.59 1272.33 1289.30 1306.49 1323.91 1341.56 1359.45 1377.58 1395.94 1414.56 1433.42 1452.53 1471.90 1491.52 1511.41 1531.56 1551.98 1572.67 1593.64 1614.89 1636.42 1658.24 1680.35 1702.76 1725.46 1748.47 1771.78 1795.40 1819.34 1843.60 1868.18 1893.09 1918.33 1943.91 1969.83 1996.09 2022.71 2049.68 2077.00 2104.70 2132.76 2161.20 2190.01 2219.21 2248.80
1310.74 1294.44 1277.92 1261.17 1244.21 1227.02 1209.60 1191.95 1174.06 1155.93 1137.57 1118.95 1100.09 1080.98 1061.61 1041.99 1022.10 1001.95 981.53 960.84 939.87 918.62 897.09 875.27 853.16 830.75 808.05 785.04 761.73 738.11 714.17 689.91 665.33 640.42 615.18 589.60 563.68 537.42 510.80 483.83 456.50 428.81 400.75 372.31 343.50 314.30 284.71
2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51
173 174 175 176 177 178 179 180
19104.11407 16825.32681 14516.15573 12176.19569 9805.036187 7402.261223 4967.44926 2500.173137
2278.79 2309.17 2339.96 2371.16 2402.77 2434.81 2467.28 2500.17
254.72 224.34 193.55 162.35 130.73 98.70 66.23 33.34
2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51 2533.51
11. Una casa se vende en $725 000, precio de contado. Una familia la compra a crédito dando 30 el resto a mensualidades de $7 500 que incluyen un interés del 1.4% mensual. ¿Cuántos depósito 000 deberán hacerse y cuál será el valor del depósito complementario? Construya la tabla de Precio de contado Enganche Valor presente Interés Pago Núm. Periodos Numero de pagos
725000 217500 507500 0.014 mensual 5000 108.0936449 109
Periodo
Saldo Inicial
0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22
507500 507500.00 503092.08 498679.02 494260.82 489837.45 485408.93 480975.24 476536.38 472092.34 467643.11 463188.70 458729.08 454264.27 449794.24 445319.00 440838.54 436352.85 431861.93 427365.77 422864.36 418357.70 413845.79
0.001166667 mens. Cap men
Abono a Capital
4407.92 4413.06 4418.21 4423.36 4428.52 4433.69 4438.86 4444.04 4449.23 4454.42 4459.61 4464.82 4470.03 4475.24 4480.46 4485.69 4490.92 4496.16 4501.41 4506.66 4511.92 4517.18
Intereses
592.08 586.94 581.79 576.64 571.48 566.31 561.14 555.96 550.77 545.58 540.39 535.18 529.97 524.76 519.54 514.31 509.08 503.84 498.59 493.34 488.08 482.82
Pago
5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00
23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69
409328.61 404806.16 400278.43 395745.42 391207.13 386663.54 382114.64 377560.44 373000.93 368436.10 363865.94 359290.45 354709.62 350123.45 345531.93 340935.05 336332.81 331725.19 327112.21 322493.84 317870.08 313240.93 308606.38 303966.42 299321.05 294670.25 290014.04 285352.39 280685.30 276012.76 271334.78 266651.33 261962.43 257268.05 252568.20 247862.86 243152.03 238435.71 233713.89 228986.55 224253.70 219515.33 214771.43 210022.00 205267.03 200506.50 195740.43
4522.45 4527.73 4533.01 4538.30 4543.59 4548.89 4554.20 4559.51 4564.83 4570.16 4575.49 4580.83 4586.17 4591.52 4596.88 4602.24 4607.61 4612.99 4618.37 4623.76 4629.15 4634.55 4639.96 4645.37 4650.79 4656.22 4661.65 4667.09 4672.53 4677.99 4683.44 4688.91 4694.38 4699.85 4705.34 4710.83 4716.32 4721.83 4727.33 4732.85 4738.37 4743.90 4749.43 4754.97 4760.52 4766.08 4771.64
477.55 472.27 466.99 461.70 456.41 451.11 445.80 440.49 435.17 429.84 424.51 419.17 413.83 408.48 403.12 397.76 392.39 387.01 381.63 376.24 370.85 365.45 360.04 354.63 349.21 343.78 338.35 332.91 327.47 322.01 316.56 311.09 305.62 300.15 294.66 289.17 283.68 278.17 272.67 267.15 261.63 256.10 250.57 245.03 239.48 233.92 228.36
5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00
70 71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 100 101 102 103 104 105 106 107 108 109
190968.79 186191.59 181408.81 176620.46 171826.51 167026.98 162221.84 157411.10 152594.75 147772.77 142945.18 138111.95 133273.08 128428.56 123578.39 118722.57 113861.08 108993.92 104121.08 99242.55 94358.33 89468.42 84572.80 79671.47 74764.42 69851.64 64933.14 60008.89 55078.90 50143.16 45201.66 40254.40 35301.36 30342.54 25377.94 20407.55 15431.36 10449.36 5461.55 467.93
4777.20 4782.78 4788.36 4793.94 4799.54 4805.14 4810.74 4816.35 4821.97 4827.60 4833.23 4838.87 4844.51 4850.17 4855.83 4861.49 4867.16 4872.84 4878.53 4884.22 4889.92 4895.62 4901.33 4907.05 4912.77 4918.51 4924.24 4929.99 4935.74 4941.50 4947.26 4953.04 4958.82 4964.60 4970.39 4976.19 4982.00 4987.81 4993.63 467.93
222.80 217.22 211.64 206.06 200.46 194.86 189.26 183.65 178.03 172.40 166.77 161.13 155.49 149.83 144.17 138.51 132.84 127.16 121.47 115.78 110.08 104.38 98.67 92.95 87.23 81.49 75.76 70.01 64.26 58.50 52.74 46.96 41.18 35.40 29.61 23.81 18.00 12.19 6.37 0.55
5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 5000.00 468.47
on un préstamo de interés nstruya una tabla de
uincenal
Saldo Final 94,500.00 $93,720.28 $92,940.44 $92,160.46 $91,380.35 $90,600.12 $89,819.75 $89,039.25 $88,258.63 $87,477.87 $86,696.98 $85,915.96 $85,134.82 $84,353.54 $83,572.13 $82,790.59 $82,008.92 $81,227.12 $80,445.20 $79,663.14 $78,880.95 $78,098.63 $77,316.18 $76,533.60 $75,750.88 $74,968.04 $74,185.07 $73,401.97 $72,618.73 $71,835.37 $71,051.88
$70,268.25 $69,484.50 $68,700.61 $67,916.59 $67,132.45 $66,348.17 $65,563.76 $64,779.22 $63,994.55 $63,209.75 $62,424.82 $61,639.75 $60,854.56 $60,069.23 $59,283.78 $58,498.19 $57,712.48 $56,926.63 $56,140.65 $55,354.54 $54,568.30 $53,781.93 $52,995.42 $52,208.79 $51,422.02 $50,635.13 $49,848.10 $49,060.94 $48,273.65 $47,486.23 $46,698.68 $45,910.99 $45,123.18 $44,335.23 $43,547.15 $42,758.94 $41,970.60 $41,182.13 $40,393.53 $39,604.79 $38,815.93 $38,026.93 $37,237.80 $36,448.54 $35,659.15 $34,869.63 $34,079.97
$33,290.18 $32,500.26 $31,710.21 $30,920.03 $30,129.72 $29,339.27 $28,548.70 $27,757.99 $26,967.15 $26,176.17 $25,385.07 $24,593.83 $23,802.47 $23,010.97 $22,219.34 $21,427.57 $20,635.68 $19,843.65 $19,051.49 $18,259.20 $17,466.77 $16,674.22 $15,881.53 $15,088.71 $14,295.76 $13,502.67 $12,709.46 $11,916.11 $11,122.63 $10,329.01 $9,535.27 $8,741.39 $7,947.38 $7,153.24 $6,358.96 $5,564.56 $4,770.02 $3,975.35 $3,180.54 $2,385.61 $1,590.54 $795.33 $0.00 interés es
justo para ella, si
ciando una hipoteca a una tasa Calcular el pago mensual. b)
mensual cap mensual meses
Saldo Final
1144000 1142797.09 1141586.16 1140367.16 1139140.03 1137904.72 1136661.17 1135409.33 1134149.15 1132880.57 1131603.53 1130317.97 1129023.85 1127721.10 1126409.66 1125089.48 1123760.50 1122422.66 1121075.90
1119720.16 1118355.38 1116981.51 1115598.47 1114206.22 1112804.68 1111393.80 1109973.52 1108543.76 1107104.48 1105655.60 1104197.06 1102728.79 1101250.74 1099762.84 1098265.01 1096757.20 1095239.34 1093711.35 1092173.19 1090624.76 1089066.02 1087496.88 1085917.28 1084327.15 1082726.42 1081115.02 1079492.88 1077859.92 1076216.07 1074561.27 1072895.43 1071218.49 1069530.37 1067831.00 1066120.29 1064398.18 1062664.59 1060919.45 1059162.67 1057394.17 1055613.89 1053821.74 1052017.64 1050201.51 1048373.28 1046532.86
1044680.16 1042815.12 1040937.64 1039047.65 1037145.06 1035229.78 1033301.73 1031360.84 1029407.00 1027440.13 1025460.16 1023466.98 1021460.52 1019440.67 1017407.37 1015360.51 1013300.00 1011225.75 1009137.68 1007035.69 1004919.68 1002789.57 1000645.26 998486.65 996313.65 994126.16 991924.09 989707.34 987475.81 985229.41 982968.02 980691.57 978399.93 976093.02 973770.73 971432.96 969079.60 966710.55 964325.71 961924.97 959508.23 957075.37 954626.30 952160.90 949679.06 947180.67 944665.63
942133.83 939585.14 937019.47 934436.68 931836.69 929219.35 926584.57 923932.22 921262.19 918574.36 915868.62 913144.83 910402.88 907642.66 904864.03 902066.88 899251.08 896416.51 893563.05 890690.55 887798.91 884888.00 881957.67 879007.81 876038.29 873048.96 870039.71 867010.40 863960.89 860891.05 857800.75 854689.84 851558.20 848405.68 845232.14 842037.44 838821.45 835584.01 832324.99 829044.25 825741.63 822417.00 819070.20 815701.09 812309.52 808895.34 805458.40
801998.54 798515.62 795009.48 791479.97 787926.93 784350.19 780749.62 777125.04 773476.29 769803.22 766105.67 762383.46 758636.44 754864.44 751067.29 747244.83 743396.88 739523.29 735623.86 731698.45 727746.86 723768.93 719764.47 715733.33 711675.30 707590.23 703477.92 699338.19 695170.87 690975.77 686752.69 682501.47 678221.90 673913.80 669576.98 665211.25 660816.42 656392.28 651938.65 647455.33 642942.12 638398.83 633825.24 629221.17 624586.40 619920.73 615223.96
610495.87 605736.27 600944.93 596121.65 591266.22 586378.42 581458.03 576504.84 571518.63 566499.17 561446.26 556359.65 551239.14 546084.49 540895.48 535671.87 530413.44 525119.95 519791.17 514426.87 509026.80 503590.74 498118.43 492609.64 487064.13 481481.65 475861.95 470204.78 464509.90 458777.06 453005.99 447196.46 441348.19 435460.93 429534.43 423568.41 417562.62 411516.80 405430.67 399303.96 393136.41 386927.74 380677.68 374385.95 368052.28 361676.39 355257.99
348796.79 342292.53 335744.90 329153.62 322518.40 315838.95 309114.96 302346.15 295532.22 288672.85 281767.76 274816.64 267819.17 260775.05 253683.98 246545.62 239359.68 232125.84 224843.77 217513.15 210133.66 202704.97 195226.76 187698.69 180120.44 172491.67 164812.03 157081.20 149298.83 141464.58 133578.10 125639.04 117647.06 109601.80 101502.90 93350.01 85142.76 76880.80 68563.76 60191.28 51762.97 43278.48 34737.43 26139.43 17484.12 8771.10 0.00
% y el saldo se va gar, si la tasa de
nsual
Saldo Final
172500 172266.49 172029.87 171790.09 171547.12 171300.90 171051.41 170798.58 170542.39 170282.78 170019.71 169753.13 169482.99 169209.26 168931.87 168650.79 168365.96 168077.33 167784.85 167488.47 167188.14 166883.81 166575.42 166262.92 165946.25 165625.35 165300.18 164970.68 164636.78 164298.43 163955.56 163608.13
163256.06 162899.30 162537.78 162171.44 161800.22 161424.05 161042.86 160656.59 160265.17 159868.53 159466.60 159059.31 158646.59 158228.37 157804.58 157375.13 156939.95 156498.98 156052.12 155599.31 155140.46 154675.49 154204.32 153726.87 153243.05 152752.78 152255.98 151752.55 151242.41 150725.46 150201.63 149670.81 149132.91 148587.84 148035.50 147475.80 146908.64 146333.91 145751.52 145161.36 144563.34 143957.34 143343.26 142721.00 142090.44 141451.47 140803.98
140147.86 139482.99 138809.25 138126.53 137434.71 136733.66 136023.27 135303.40 134573.94 133834.75 133085.71 132326.67 131557.52 130778.11 129988.31 129187.98 128376.98 127555.16 126722.39 125878.51 125023.38 124156.85 123278.77 122388.98 121487.32 120573.64 119647.78 118709.58 117758.86 116795.47 115819.24 114829.98 113827.54 112811.73 111782.38 110739.30 109682.32 108611.24 107525.88 106426.05 105311.56 104182.20 103037.79 101878.12 100702.99 99512.18 98305.50
97082.73 95843.66 94588.07 93315.73 92026.44 90719.95 89396.04 88054.47 86695.03 85317.45 83921.51 82506.95 81073.54 79621.01 78149.11 76657.59 75146.18 73614.63 72062.64 70489.97 68896.33 67281.44 65645.01 63986.77 62306.42 60603.66 58878.20 57129.74 55357.96 53562.56 51743.22 49899.62 48031.44 46138.35 44220.02 42276.11 40306.28 38310.19 36287.48 34237.81 32160.80 30056.10 27923.34 25762.14 23572.13 21352.92 19104.11
16825.33 14516.16 12176.20 9805.04 7402.26 4967.45 2500.17 0.00
% de enganche y completos de $5 amortización
ual
Saldo Final
507500 503092.08 498679.02 494260.82 489837.45 485408.93 480975.24 476536.38 472092.34 467643.11 463188.70 458729.08 454264.27 449794.24 445319.00 440838.54 436352.85 431861.93 427365.77 422864.36 418357.70 413845.79 409328.61
404806.16 400278.43 395745.42 391207.13 386663.54 382114.64 377560.44 373000.93 368436.10 363865.94 359290.45 354709.62 350123.45 345531.93 340935.05 336332.81 331725.19 327112.21 322493.84 317870.08 313240.93 308606.38 303966.42 299321.05 294670.25 290014.04 285352.39 280685.30 276012.76 271334.78 266651.33 261962.43 257268.05 252568.20 247862.86 243152.03 238435.71 233713.89 228986.55 224253.70 219515.33 214771.43 210022.00 205267.03 200506.50 195740.43 190968.79
186191.59 181408.81 176620.46 171826.51 167026.98 162221.84 157411.10 152594.75 147772.77 142945.18 138111.95 133273.08 128428.56 123578.39 118722.57 113861.08 108993.92 104121.08 99242.55 94358.33 89468.42 84572.80 79671.47 74764.42 69851.64 64933.14 60008.89 55078.90 50143.16 45201.66 40254.40 35301.36 30342.54 25377.94 20407.55 15431.36 10449.36 5461.55 467.93 0.00
